Retirement did not go the way I planned, and not for the reason I expected.
The money was fine and the calendar was finally clear.
It was the arithmetic that changed. A morning at the garden center meant an afternoon in the chair.
Nobody warned me about that trade.
I watched three friends make it before I did, and not one of them ever got a diagnosis.
At 68 I decided to find out whether any of it was mine to change, and number 4 is the part nobody had told me.